So I did my taxes yesterday after school. I don't have a job, but I still file anyway. Plus if you are in school you get a tax credit. So I would be stupid to miss out on the tax credit. After I finished my taxes, I was asked if I wanted to sign up at the Marketplace. Deadline is March 31 so I hit the button to go to the market place. After answering a few questions including my income which I put down as $0 because I don't have an income at this time and haven't for over two years. I am dependent on boyfriend and mom right now. Once out of school all this will change but until then I'm unemployed.
Can you believe I was told that I was NOT eligible for Medicaid, and I had to look for insurance on the Marketplace website??? The lowest quote from them was $350 and that was for really bad coverage. Paid only 60 percent, high ded. and high co-pays. I ask this question: How does someone who has 0 income pay for this insurance. I was not referred to any given tax breaks or help with paying. So I will NOT be insured by the deadline. Penalties are going to be one percent of your income on your taxes next year or $95 a month. I printed all this out, because I just couldn't believe it.
Good news? Floridians will not be penalized for not having insurance because our lovely Governor did not extend Medicaid. Due to this non extension, those who should have been able to get Medicaid under the new law, can't. Why would our Governor not extend Medicaid?? Because he wants to save money so he can say what goo he has done. Why did a FEDERAL law go into the hands of each individual state? This makes no sense. Why is their no uniformity and rules that all states have to abide by? This Affordable Care Act was SUPPOSED to make sure no one went uninsured. Just by my experience I can tell that in Florida, their are still going to be a lot of uninsured people. Hope the Governor has put money aside to pay the hospitals when some of these people get ill and have no choice but to go to a hospital because they can't afford a doctor's visit and any tests that may be needed. The question that has been unanswered since I became unemployed and could not get Medicaid is: Why? I obviously don't make enough money. They can check my bank and see my low balance. My boyfriend is not responsible for paying my health insurance, he is not my husband and really is not responsible for me. He could kick me out today and I would have to leave, because he pays the bills. He would have no power or water cause that is in my name so I would shut it off, but other than that I have no say so. He pays everything, even if it's in my name. So how am I supposed to get insurance???
i am not for Obama care like I thought I was I actually hate the idea. I would of just not voted for it at all its not affordable at all it should be affordable for rich people only not for people in the middle class.
ReplyDeleteI don't keep up with all of these kinds of things, so thanks for the heads up. I think that your issue has a lot to do with the fact that the utilities are in your name. They have to include your boyfriend's income also in order to decide if you are eligible for food stamps and/or Medicaid. I know that they make you work to get that assistance that you need. I hope things get better and that you are able to fix this issue.
ReplyDeleteI did not understand this whole Obama Care at all. For me is just $27.00 they taking out of my paycheck it really sucks trying to get ahead in life.
ReplyDeleteI really don't know what to say about that, its crazy and I don't like it at all. Because my situation is so crazy, my family need medical so I have to sacrifice for a year and take off of school to start a new career with my husband to make sure that our family are able to pay for medical insurance and everything else that we need , so I feel you.
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